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Dayton Firefighters Federal Credit Unionwww.dffcu.org
By nature, loans cause you to pay a sometimes significant amount of money in interest. However, there may be a way for you to decrease the total amount of interest you will pay on your loan and pay off your loan faster with small additional monthly payments toward your debt. Use this calculator to see how extra payments will affect your loan.
Original Loan Balance
Enter the original amount of your loan.
Loan Term (Months)
Enter the number of months for the initial term of your loan.
Number of Payments Made
Enter the number of payments you have already made on the loan. If the loan is new enter 1. If you've made one year of payments enter 12.
Interest Rate
Enter the interest rate for the loan.
Extra Monthly Payment
Enter the amount you plan to add to your monthly payment.
Monthly Payment
Monthly loan payment for original payment and payment with extra amount.
Months Until Pay Off
Number of payments remaining on the orginal loan and the loan with extra payments.
Total Interest
Total interest for your orginal loan and the loan with extra payments.
Dayton Firefighters Federal Credit Union
The Dayton Firefighters invites EVERYONE that lives, works, worships, or attends school in Montgomery County Ohio to start enjoying a better financial life. See website for details.338 S. Patterson Blvd.Dayton, OH 45402937-228-1614www.dffcu.org
National Foundation for Credit Counseling promotes financially responsible behavior and delivers the highest quality financial education and counseling services.
The Association of Independent Consumer Credit Counseling Agencies (AICCCA) is a national membership organization, established to promote quality and consistent delivery of credit counseling services, and has links to additional information.
"Knee Deep In Debt", Federal Trade Commission
"For people on Debt Management Plans, a Must-Do List", Federal Trade Commission