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Welcome Federal Credit Union
www.welcomecu.org

How Much Should I Save For College?
Calculator

How much should you save for college? With college tuition increasing every year, you'll need the power of interest to help you reach your college savings goal. Use this calculator to get an idea of how much you'll need to sock away each month if you start now.

Your Information

Tuition in Today's Dollars:
 
Years of College:
 
Years Until College Starts:
 
College Savings to Date:
Amount You Can Save Monthly:
 
Annual Savings Rate:
%
 
Your Federal Tax Rate:
%
 
Your State Tax Rate:
%
 
Estimated Inflation Rate:
%
 

College Tuition in Today's Dollars

Enter the total cost of tuition for one year in today's dollars for the school you plan to attend.

Years of College

Enter total number of years you plan to attend college.

Years Until College

Enter the number of years until you start paying for college.

College Savings To Date

Enter the amount of money you currently have saved for college tuition.

Monthly Savings

Enter the amount of money you can save each month for college tuition.

Annual Savings Rate

Enter the average annual savings rate (or interest rate) for the account in which your college savings are kept.

Federal Tax Rate

Enter your federal tax rate. If you are using a tax free savings instrument, then enter 0%.

State Tax Rate

Enter your state tax rate. If you are using a tax free savings instrument for the state in which you reside, then enter 0%.

Inflation Rate

Enter the expected inflation rate for the period in question. The historical average is about 3%. This should be the rate by which you think college tuition will increase.

ResultsInformationResources

Welcome Federal Credit Union

Welcome Federal Credit Union is offered as a benefit of your company or organization for both you and members of your immediate family. See website for membership details.

3030 Cornwallis Road
Elion-Hitchings (Main) Building
Research Triangle Park, NC 27709
919-483-1251
www.welcomecu.org

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