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Department of Labor Federal Credit Union
www.dolfcu.org

How Much Will My Certificate Be Worth at Maturity?
Calculator

Does your investment portfolio include a certificate account? (Credit unions usually call these "Share Certificates" and banks usually call these “CDs”). Find out how much they will be worth at maturity.

Your Information

Certificate Amount:
Certificate Term (Months):
Certificate Dividend/Interest Rate:
Compounding Frequency:
Your Federal Tax Rate:
Your State Tax Rate:
Estimated Inflation Rate:

Certificate Amount

Enter the amount of your initial certificate.

Certificate Term (Months)

Enter the term for the certificate account in months.

Certificate Dividend/Interest Rate

Enter the annual dividend/interest rate on your Certificate.

Compounding Frequency

Enter the compounding frequency of your certificate.

Federal Tax Rate

Enter your federal tax rate. If you are using a tax free savings instrument, then enter 0%.

State Tax Rate

Enter your state tax rate. If you are using a tax free savings instrument for the state in which you reside, then enter 0%.

Inflation Rate

Enter the expected inflation rate for the period in question. The historical average is about 3%.

ResultsInformation

Department of Labor Federal Credit Union

Serving employees and contractors who work for the Department of Labor, their families and associated organizations. See website for details.

200 Constitution Ave
Rm S-3220
Washington, DC 20210-0001
(202) 789-2901
www.dolfcu.org

 
   
     
 
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