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Welcome Federal Credit Unionwww.welcomecu.org
Does your investment portfolio include a certificate account? (Credit unions usually call these "Share Certificates" and banks usually call these “CDs”). Find out how much they will be worth at maturity.
Certificate Amount
Enter the amount of your initial certificate.
Certificate Term (Months)
Enter the term for the certificate account in months.
Certificate Dividend/Interest Rate
Enter the annual dividend/interest rate on your Certificate.
Compounding Frequency
Enter the compounding frequency of your certificate.
Federal Tax Rate
Enter your federal tax rate. If you are using a tax free savings instrument, then enter 0%.
State Tax Rate
Enter your state tax rate. If you are using a tax free savings instrument for the state in which you reside, then enter 0%.
Inflation Rate
Enter the expected inflation rate for the period in question. The historical average is about 3%.
Based on the terms of the Certificate, you will earn $0 in dividends/interest and have a total value of $0 at the end of the term.
When adjusted for inflation of 0%, $0 is worth $0 in 0 months.
Welcome Federal Credit Union
Welcome Federal Credit Union is offered as a benefit of your company or organization for both you and members of your immediate family. See website for membership details.3030 Cornwallis RoadElion-Hitchings (Main) BuildingResearch Triangle Park, NC 27709919-483-1251www.welcomecu.org
Compare CD Rates at Bankrate.com, the Web's leading aggregator of financial rate information. Bankrate surveys approximately 4,800 financial institutions in all 50 states in order to provide clear, unbiased rates to consumers.
About.com's Money In Your 20's section has great articles to get you thinking about ways to save and invest better.