49'er Federal Credit Unionwww.49erfcu.com
The car we want is not always the car we can afford. Use this calculator to enter the monthly payment you are able to make. You will then discover how much car you can afford.
Desired Loan Payment
Enter the amount of money you want to spend each month on your auto payment.
Rebate
Enter any rebates offered by the dealer.
Title & Registration Fees
Enter title and registration fees for your state. These fees depend on many factors including the type of car, year, state, # of axles, etc.
Interest Rate
Enter the interest rate for the auto loan.
Loan Down Payment
Enter the down payment you plan to make on the loan.
Trade-In Value
Enter the value of the vehicle you plan to trade-in. Leave blank if you don't have a trade-in.
Amount Owed on Trade-In
Enter the amount, if any, owed on your trade-in vehicle.
Purchase Price
Purchase price of the vehicle.
Rebate from dealer.
Title & Registration
Title and registration fees.
Down Payment
Down payment for the vehicle loan.
Net Trade-In Value
Net value of your trade-in. Trade-In value minus amount owed on trade-in.
Loan Amount
Total loan amount for the vehicle. Including taxes, title & registration, less any rebate and less the down payment.
Monthly Payment
Monthly auto payment.
49'er Federal Credit Union
Serving individuals and their family members who live, work, worship, attend school or regularly conduct business in El Dorado County, California. See website for details.PO Box 1147Placerville, CA 95667-1147(530) 621-5878www.49erfcu.com
eHow's "How to Afford a Car" will help you find a way to afford the car you need and want.
Kelly Blue Book will help you find out what your prospective car or truck is worth and what your payments would be. Don't overpay! Get the facts before you head to the dealer.
Car Financing With a Credit Union Because credit unions are member-owned and member-operated, they pay-it-forward to members in the form of better interest rates and lower fees (instead of sending profits up to shareholders, like at a bank.).