49'er Federal Credit Unionwww.49erfcu.com
How much will your monthly car payment be? Before taking the leap, be sure to understand how much car you can afford each month. Calculate your monthly car payments with this calculator.
Vehicle Purchase Price
Enter the purchase price of the vehicle.
Sales Tax Percent
Enter the automobile sales tax rate for your state. Depending on your state, this may vary from 0% to 8%.
Rebate
Enter any rebates offered by the dealer.
Title & Registration Fees
Enter title and registration fees for your state. These fees depend on many factors including the type of car, year, state, # of axles, etc.
Interest Rate
Enter the interest rate for the auto loan.
Loan Down Payment
Enter the down payment you plan to make on the loan.
Trade-In Value
Enter the value of the vehicle you plan to trade-in. Leave blank if you don't have a trade-in.
Amount Owed on Trade-In
Enter the amount, if any, owed on your trade-in vehicle.
Purchase Price
Purchase price of the vehicle.
Taxes
Sales tax on the vehicle.
Rebate from dealer.
Title & Registration
Title and registration fees.
Down Payment
Down payment for the vehicle loan.
Net Trade-In Value
Net value of your trade-in. Trade-In value minus amount owed on trade-in.
Loan Amount
Total loan amount for the vehicle. Including taxes, title & registration, less any rebate and less the down payment.
Monthly Payment
Monthly auto payment.
Vehicle Value
Value of the vehicle at the end of the loan using the depreciation percentage selected.
49'er Federal Credit Union
Serving individuals and their family members who live, work, worship, attend school or regularly conduct business in El Dorado County, California. See website for details.PO Box 1147Placerville, CA 95667-1147(530) 621-5878www.49erfcu.com
Kelly Blue Book will help you find out what your prospective car or truck is worth and what your payments would be. Don't overpay! Get the facts before you head to the dealer.
Car Financing With a Credit Union Because credit unions are member-owned and member-operated, they pay-it-forward to members in the form of better interest rates and lower fees (instead of sending profits up to shareholders, like at a bank.) Find your car loan at a credit union near you. Visit www.CULookup.com.
