Johns Hopkins Federal Credit Union
www.jhfcu.org

Should I Consolidate My Debts?
Calculator

Are you wondering if you should consolidate your debt into one loan? You might end up paying less interest and get out of debt faster with consolidation. Use this calculator to determine if consolidating your debt into one loan would be beneficial to you.

Consolidated Loan Information

Enter the interest rate and term for the loan you plan to use to consolidate your debts.

Interest Rate:
%
 
Loan Term (Months):
 

Debt Information

Enter balance, monthly payment and rate information for all of your debts.

Balance
Payment
Rate
Credit Card 1:
%
 
 
Credit Card 2:
%
 
 
Credit Card 3:
%
 
 
Credit Card 4:
%
 
 
Auto Loan 1:
%
 
 
Auto Loan 2:
%
 
 
Boat/RV Loan:
%
 
 
Other Loan 1:
%
 
 
Other Loan 2:
%
 
 
Other Loan 3:
%
 
 

Current Balance

Enter the current balance.

Monthly Payments

Enter your monthly payment.

Interest Rate

Enter the interest rate for the loan.

Consolidated Loan Interest Rate

Enter the interest rate for the loan you plan to consolidate your debts to.

Consolidated Loan Term

Enter the loan term or the number of months you plan to pay off an equity line for the loan you plan to consolidate your debts to.

Results InformationResources

Johns Hopkins Federal Credit Union

Johns Hopkins Federal Credit Union is proud to be the Credit Union serving the Hopkins community since 1971. Our membership is open to employees, and their family members, who work for the Johns Hopkins community and associated organizations. Please visit www.jhfcu.org for eligibility and more information.

2027 E Monument St
Baltimore, MD 21287-0009
(410) 534-4500
www.jhfcu.org

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