49'er Federal Credit Union
www.49erfcu.com

How Much Will My Certificate Be Worth at Maturity?
Calculator

Does your investment portfolio include a certificate account? (Credit unions usually call these "Share Certificates" and banks usually call these “CDs”). Find out how much they will be worth at maturity.

Your Information

Certificate Amount:
 
Certificate Term (Months):
 
Certificate Dividend/Interest Rate:
%
 
Compounding Frequency:
Your Federal Tax Rate:
%
 
Your State Tax Rate:
%
 
Estimated Inflation Rate:
%
 

Certificate Amount

Enter the amount of your initial certificate.

Certificate Term (Months)

Enter the term for the certificate account in months.

Certificate Dividend/Interest Rate

Enter the annual dividend/interest rate on your Certificate.

Compounding Frequency

Enter the compounding frequency of your certificate.

Federal Tax Rate

Enter your federal tax rate. If you are using a tax free savings instrument, then enter 0%.

State Tax Rate

Enter your state tax rate. If you are using a tax free savings instrument for the state in which you reside, then enter 0%.

Inflation Rate

Enter the expected inflation rate for the period in question. The historical average is about 3%.

ResultsInformationResources

49'er Federal Credit Union

Serving individuals and their family members who live, work, worship, attend school or regularly conduct business in El Dorado County, California. See website for details.

PO Box 1147
Placerville, CA 95667-1147
(530) 621-5878
www.49erfcu.com

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