How Much Will My Auto Payments Be? Calculator
How much will your monthly car payment be? Before taking the leap, be sure to understand how much car you can afford each month. Calculate your monthly car payments with this calculator.
Vehicle Purchase Price
Enter the purchase price of the vehicle.
Sales Tax Percent
Enter the automobile sales tax rate for your state. Depending on your state, this may vary from 0% to 8%.
Enter any rebates offered by the dealer.
Title & Registration Costs
Enter title and registration fees for your state. These fees depend on many factors including the type of car, year, state, # of axles, etc.
Enter the value of the vehicle you plan to trade-in. Leave blank if you don't have a trade-in.
Amount Owed on Trade-In
Enter the amount, if any, owed on your trade-in vehicle.
Enter the loan term in months. A 5 year loan would have a term of 60.
Enter the interest rate for the auto loan.
Loan Down Payment
Enter the down payment you plan to make on the loan.
Purchase price of the vehicle.
Sales tax on the vehicle.
Title & Registration
Title and registration fees.
Rebate from dealer.
Down payment for the vehicle loan.
Net Trade-In Value
Net value of your trade-in. Trade-In value minus amount owed on trade-in.
Total loan amount for the vehicle. Including taxes, title & registration, less any rebate and less the down payment.
Monthly auto payment.
Total amount of interest you will pay if you make all of the scheduled loan payments.
Value of the vehicle at the end of the loan using the depreciation percentage selected.
Saratoga's Community Federal Credit Union serves persons who live, work, worship, or attend school in Saratoga County, NY and their families.23 Division StreetSaratoga Spring, NY 12866518-583-2323www.saratogafcu.org
Kelly Blue Book will help you find out what your prospective car or truck is worth and what your payments would be. Don't overpay! Get the facts before you head to the dealer.
Car Financing With a Credit Union Because credit unions are member-owned and member-operated, they pay-it-forward to members in the form of better interest rates and lower fees (instead of sending profits up to shareholders, like at a bank.).