Should I Take A Rebate or Low-Cost Financing? Calculator
Find out which is the better value for you low cost financing or a rebate.
Vehicle Purchase Price
Enter the purchase price of the vehicle.
Enter any rebates offered by the dealer.
Vehicle Down Payment
Enter the down payment you plan to make on the loan.
Enter the loan term in months. A 5 year loan would have a term of 60.
Regular Interest Rate
Enter the regular interest rate you would use if you take the rebate.
Special Low Interest Rate
Enter the special low interest rate you would use if you do not take the rebate.
Loan With Rebate
Purchase price of the vehicle.
Total loan amount for the vehicle, including taxes, title & registration, less any rebate and less the down payment.
This is your monthly payment with the rebate applied to the down payment.
Total Loan Payments
This is the total of your loan payments with the rebate option.
Loan With Special Low-Cost Financing
This is your loan amount for the low cost financing option.
This is your monthly payment for the low cost financing option.
This is the total of your loan payments for the low cost financing option.
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Interest.com's "How to get the best deal on a new car" offers a six-step plan for ensuring you get the best price for your car or truck.
Kelly Blue Book will help you find out what your prospective car or truck is worth. Don't overpay! Get the facts before you head to the dealer.
Car Financing With a Credit Union Because credit unions are member-owned and member-operated, they pay-it-forward to members in the form of better interest rates and lower fees (instead of sending profits up to shareholders, like at a bank.).