5Point Credit Union

Should I Lease or Purchase a Car?
Calculator

Should you lease or buy a car? Use this calculator to calculate your monthly payments and total net cost. By comparing these amounts, you can determine which is the better for you.

Vehicle Information

Purchase Price Help
Sales Tax Help
Rebate Help
Title & Registration Help

Loan Information

Loan Term Help
Loan Rate Help
Down Payment Help

Lease Information

Lease Cash Help
Lease Term Help
Lease Payment Help
Lease Fees Help

Results

Buy Versus Lease

Loan Information

Purchase Price:
$0
Taxes:
$0
Loan Amount:
$0
Monthly Payment:
$0

Loan at Months

Total Loan Payments:
$0
Total Loan Payments Help
Loan Down Payment:
$0
Loan Down Payment Help
Loan Balance:
$0
Loan Balance Help
Subtract - Vehicle Value:
$0
Vehicle Value Help
Adjusted Loan Cost:
$0
Loan Cost Help
Yearly Loan Costs:
$0
Yearly Loan Cost Help

Lease Information

Lease Payment:
$0
Cash Paid (Capital Reduction):
$0
Other Lease Fees:
$0
Total Lease Payments:
$0
Total Lease Payments Help
Total Lease Costs:
$0
Total Lease Cost Help
Yearly Lease Cost:
$0
Yearly Cost Help

Information

5Point Credit Union

If you live, work, worship or attend school in Jefferson, Orange, Hardin, Jasper or Newton counties or within the boundaries of Conroe ISD or Magnolia ISD, you are eligible to join. Just stop in at any of our six stores and become part of the family. See website for details.

3700 Skyline Drive
P.O. Box 1366
Nederland, TX 77627
800-825-8829
www.5pointcu.org

Resources

Resources

About.com - "Should you buy or lease a car?" provides an FAQ to help you determine the best choice for your situation.

Kelly Blue Book will help you find out what your prospective car or truck is worth. Don't overpay! Get the facts before you head to the dealer.

Car Financing With a Credit Union Because credit unions are member-owned and member-operated, they pay-it-forward to members in the form of better interest rates and lower fees (instead of sending profits up to shareholders, like at a bank.).