See how extra payments will affect your auto loan.
Original Loan Balance
Enter the original amount of your auto loan.
Enter the loan term in months. A 5 year loan would have a term of 60.
Enter the interest rate for the auto loan.
Extra Monthly Payment
Enter the dollar amount of the extra monthly payment you want to make.
Number of Payments Made
Enter the number of payments you have already made on the auto loan. If the auto loan is new enter 1. If you've made one year of payments enter 12.
Monthly auto loan payment for original payment and payment with extra amount.
Months Until Paid Off
Number of payments remaining on the original loan and the loan with extra payments.
Total interest for your original loan and the loan with extra payments.
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Bankrate.com's "Paying Ahead vs. Paying Down Principal" will help you ensure that your car loan provider puts your extra payment toward your principal, rather than adding time onto your loan.
Kelly Blue Book will help you find out what your prospective car or truck is worth and what your payments would be. Don't overpay! Get the facts before you head to the dealer.
Car Financing With a Credit Union Because credit unions are member-owned and member-operated, they pay-it-forward to members in the form of better interest rates and lower fees (instead of sending profits up to shareholders, like at a bank.) Find your car loan at a credit union near you. Visit www.CULookup.com.