Use this calculator to determine the amount of time it will take to pay off your credit card balance based on your monthly payment, or see what your monthly payment should be in order to pay off your credit card balance in a certain amount of time.
Credit Card Balance
Enter your current credit card balance.
Enter your average monthly charges going forward.
Future Monthly Payments
Enter the monthly payment you plan to make going forward.
Enter the interest rate for the credit card.
Months to Pay Off
Enter the number of months you'd like to have your credit card balance paid to 0.
Membership at ISPFCU is open to all law enforcement employees of federal, state, county, and municipal agencies or departments engaged in the police protection industry within the State of Illinois, retired individuals from the above approved industry group, employees of the credit union, spouses of eligible deceased persons, and members of immediate families of any of the groups listed above.730 Engineering AveSpringfield, IL 62703(800) 255-0886www.ispfcu.org
Suze Orman: Tips to pay off credit cards video and article from MSNBC.com
National Foundation for Credit Counseling promotes financially responsible behavior and delivers the highest quality financial education and counseling services.
The Association of Independent Consumer Credit Counseling Agencies (AICCCA) is a national membership organization, established to promote quality and consistent delivery of credit counseling services, and has links to additional information.
"Knee Deep In Debt", Federal Trade Commission
"For people on Debt Management Plans, a Must-Do List", Federal Trade Commission