Baton Rouge Fire Department Federal Credit Union

What is the Loan to Value Ratio of my home?
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The Loan to Value Ratio (LTV) shows how much equity you have in a house relative to the amount you want to borrow or already have borrowed, and is one of the key risk factors assessed by lenders. A higher LTV ratio means higher risk for the lender, and may keep you from getting a loan. The highest LTV most lenders will accept is 95% with very good credit. Keep an eye on your LTV ratio over time as your mortgage balance is paid down, and as your house appreciates in value, because you may be able to eliminate the cost of monthly PMI insurance if the ratio is below 80%.

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Home Loan To Value Ratio

First Mortgage Loan to Value Ratio:
0.00%
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Cumulative Loan to Value Ratio:
0.00%
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Information

Baton Rouge Fire Department Federal Credit Union

Serving employees and employee family members who work for the employees of the Baton Rouge Fire Department and associated organizations. See website for details.

PO Box 40118
Baton Rouge, LA 70835-0118
(225) 274-8383
www.brfdfcu.com

Resources

Resources

The Motley Fool 60-Second Guide to Smart Refinancing

The HomeLoanLearningCenter.com provides step-by-step information on how to become financially literate.

Homeownership Preservation Foundation is an independent nonprofit that provides HUD-approved counselors dedicated to helping homeowners.