Cedar Point Federal Credit Union

Compare Roth 401(k) and Traditional 401(k) Retirement Savings Plans
Calculator

You should explore all of your retirement savings options in order to ensure that you are getting the most returns for a comfortable retirement. Use this calculator to help you compare your possible returns from contributions to a traditional
401(k) savings account versus to a Roth 401(k) account.

Personal Information

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Investment Information
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The calculator generates two Roth 401(k) plans for you to compare. Roth 1 uses the same contribution amount as the traditional 401(k) plan. Roth 1 requires that you pay taxes on contributions which will reduce your annual take home pay by $0. Roth 2 adjusts the contribution amount to include taxes and your take home pay is the same as the traditional 401(k) plan.

Contributions During Working Years
 
401(k)
Roth 1
Roth 2
Before Tax
$0
$0
$0
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Contribution Taxes
$0
$0
$0
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401(k) Contribution
$0
$0
$0
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After Tax Income
$0
$0
$0
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Annual Income During Retirement Years
Retirement Balance
$0
$0
$0
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Income Before Taxes
$0
$0
$0
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Tax on Income
$0
$0
$0
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After Tax Income
$0
$0
$0
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