How Much Will My Certificate Be Worth at Maturity?Calculator
Does your investment portfolio include a certificate account? (Credit unions usually call these "Share Certificates" and banks usually call these “CDs”). Find out how much they will be worth at maturity.
Certificate Amount
Enter the amount of your initial certificate.
Certificate Term (Months)
Enter the term for the certificate account in months.
Certificate Dividend/Interest Rate
Enter the annual dividend/interest rate on your Certificate.
Compounding Frequency
Enter the compounding frequency of your certificate.
Federal Tax Rate
Enter your federal tax rate. If you are using a tax free savings instrument, then enter 0%.
State Tax Rate
Enter your state tax rate. If you are using a tax free savings instrument for the state in which you reside, then enter 0%.
Inflation Rate
Enter the inflation rate you would like to use for this calculation. The historical average is 2-3%.
Based on the terms of the Certificate, you will earn $0 in dividends/interest and have a total value of $0 at the end of the term.
When adjusted for inflation of 0%, $0 is worth $0 in 0 months.
Once a member, always a member! At APCI Federal Credit Union, you are a member and owner of a financially sound financial products and services provider. Service Excellence is our mission. If you are an employee of Air Products, select Air Products subsidiaries, Versum Materials, or a member of the immediate family or household, you are eligible to join the more than 18,000 members who have come to expect quality service from their financial institution. See apcifcu.org for more details.7201 Hamilton BoulevardAdministration Bldg 1Allentown, PA 18195800-821-5104www.apcifcu.org
Compare CD Rates at Bankrate.com, the Web's leading aggregator of financial rate information. Bankrate surveys approximately 4,800 financial institutions in all 50 states in order to provide clear, unbiased rates to consumers.
About.com's Money In Your 20's section has great articles to get you thinking about ways to save and invest better.