Should I Lease or Purchase a Car?
Calculator

Should you lease or buy a car? Use this calculator to calculate your monthly payments and total net cost. By comparing these amounts, you can determine which is the better for you.

Vehicle Information

Purchase Price:
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Sales Tax:
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Rebate:
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Title & Registration Costs:
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Vehicle Depreciation:

Loan Information

Loan Term:
 
Interest Rate:
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Vehicle Down Payment:
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Lease Information

Cash Down (Capital Reduction):
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Lease Term:
Monthly Lease Payment:
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Other Lease Fees:
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Buy Versus Lease

Loan Information

Purchase Price:
$0
Taxes:
$0
Loan Amount:
$0
Monthly Payment:
$0

Loan at Months

Total Loan Payments:
$0
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Loan Down Payment:
$0
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Loan Balance:
$0
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Subtract - Vehicle Value:
$0
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Adjusted Loan Cost:
$0
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Yearly Loan Costs:
$0
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Lease Information

Lease Payment:
$0
Cash Paid (Capital Reduction):
$0
Other Lease Fees:
$0
Total Lease Payments:
$0
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Total Lease Costs:
$0
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Yearly Lease Cost:
$0
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Columbia-Greene Federal Credit Union

Serving employees and employee family members who work for select employers in the Columbia and Greene counties New York area. See website for details.

207A Green St
Hudson, NY 12534-2703
(518) 828-5216
www.cgfcu.org

Resources

About.com - "Should you buy or lease a car?" provides an FAQ to help you determine the best choice for your situation.

Kelly Blue Book will help you find out what your prospective car or truck is worth. Don't overpay! Get the facts before you head to the dealer.

Car Financing With a Credit Union Because credit unions are member-owned and member-operated, they pay-it-forward to members in the form of better interest rates and lower fees (instead of sending profits up to shareholders, like at a bank.).

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