Scient Federal Credit Union
www.scientfcu.org

Should I Lease or Purchase a Car?
Calculator

Should you lease or buy a car? Use this calculator to calculate your monthly payments and total net cost. By comparing these amounts, you can determine which is the better for you.

Vehicle Information

Purchase Price:
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Sales Tax:
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Rebate:
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Title & Registration Costs:
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Vehicle Depreciation:

Loan Information

Loan Term:
 
Interest Rate:
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Vehicle Down Payment:
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Lease Information

Cash Down (Capital Reduction):
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Lease Term:
Monthly Lease Payment:
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Other Lease Fees:
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Buy Versus Lease

Loan Information

Purchase Price:
$0
Taxes:
$0
Loan Amount:
$0
Monthly Payment:
$0

Loan at Months

Total Loan Payments:
$0
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Loan Down Payment:
$0
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Loan Balance:
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Subtract - Vehicle Value:
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Adjusted Loan Cost:
$0
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Yearly Loan Costs:
$0
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Lease Information

Lease Payment:
$0
Cash Paid (Capital Reduction):
$0
Other Lease Fees:
$0
Total Lease Payments:
$0
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Total Lease Costs:
$0
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Yearly Lease Cost:
$0
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Scient Federal Credit Union

Scient Federal Credit Union has dedicated itself to helping Pharma professionals to reach their financial goals since 1968 – the year we open our doors as a niche financial institution created by Pfizer employees. More than 40 years later, we’ve committed ourselves to giving pharma colleagues an unparalleled service experience – one that revolves around them and their needs. The organization was built on this principle and we deliver on it every day.

60 Colver Avenue
Groton, CT 06340
877-860-MYCU
www.scientfcu.org

Resources

About.com - "Should you buy or lease a car?" provides an FAQ to help you determine the best choice for your situation.

Kelly Blue Book will help you find out what your prospective car or truck is worth. Don't overpay! Get the facts before you head to the dealer.

Car Financing With a Credit Union Because credit unions are member-owned and member-operated, they pay-it-forward to members in the form of better interest rates and lower fees (instead of sending profits up to shareholders, like at a bank.).

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